On this website

Financial calculators and cash flows · FV

FV. The five registers balance to zero. Money in is +, money out is −; r is the rate per payment period.

Explore the library

FV

Mathematical examples based on your inputs; taxes, fees and market forecasts are not included.

Results are for study and planning. Check decisions about real money with a qualified professional.

Money you receive is positive, money you pay is negative. For a loan you take: PV +, PMT −.

Your calculation

FV
17,546.7355213293

How the calculation works

The five registers balance to zero. Money in is +, money out is −; r is the rate per payment period.

A worked example
Nominal annual rate (%)
5
Periods
10
Present value
-10,000
Payment per period
-100
Payments per year
1
Compounding per year
1

Step by step

  1. r = Nominal annual rate (%) ÷ Payments per year = 5 % ÷ 1 = 5 %
  2. n = 10 · (1 + r)^−n = 0.6139 · (1 − (1 + r)^−n) ÷ r = 7.7217
  3. (1 + r)^n = 1.6289 · ((1 + r)^n − 1) ÷ r = 12.5779
  4. FV = −(-10,000 × 1.6289 + -100 × 12.5779) = 17,546.74

Money you pay in is negative and the amount you get back is positive. Periods count payments, not years.

If one input changes

  • Nominal annual rate (%) = 3: FV = 14,585.55
  • Nominal annual rate (%) = 4: FV = 16,003.05
  • Nominal annual rate (%) = 6: FV = 19,226.56
  • Nominal annual rate (%) = 7: FV = 21,053.16

Edits stay in this browser and are cleared when this page is reloaded.

Page language