Yieldra · In the app

Financial calculators and cash flows

N, I/Y, PV, PMT and FV stay on screen while you type, so a wrong P/Y shows before you press CPT.

In the app

NPV and IRR on a timeline, a full amortization schedule, bond price and yield, with the formula behind every answer.

Money you receive is positive, money you pay is negative. For a loan you take: PV +, PMT −.

Results are for study and planning. Check decisions about real money with a qualified professional.

Payment per period. The five registers balance to zero. Money in is +, money out is −; r is the rate per payment period.

Present value. The five registers balance to zero. Money in is +, money out is −; r is the rate per payment period.

FV. The five registers balance to zero. Money in is +, money out is −; r is the rate per payment period.

NPV · Cash flow. Each flow is discounted back to period 0 at rate I and added up.

IRR · Cash flow. IRR is the rate that makes NPV exactly zero; it is found by iteration.

MIRR · Cash flow. MIRR discounts outflows at rate I and grows inflows at the reinvestment rate RI, so it gives one answer even when IRR has several.

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