Yieldra
Yieldra is a financial calculator for iPhone. Time value of money works with the N, I/Y, PV, PMT and FV keys, CPT and 2ND, P/Y and C/Y set separately and BGN/END mode, and all five registers stay on screen so a wrong entry shows before you compute. The result card shows the balance and the interest paid, payment by payment, and the total interest. Everything is calculated on the iPhone. No account, works offline.
Yieldra is an iPhone app for financial calculator work: TVM, NPV and IRR, amortization, bonds and depreciation, with all five registers always on screen.
Download Yieldra on the App Store
Features
- Time value of money with N, I/Y, PV, PMT and FV keys and CPT, in the familiar exam calculator key layout; all five registers stay visible so a wrong entry shows before you compute
- P/Y and C/Y set separately, BGN/END annuity mode, and the cash flow sign convention (money paid is negative) shown right on the screen
- Cash flow worksheet: CF0 and grouped flows with frequencies, NPV, IRR, NFV, payback and discounted payback, plus a timeline and an NPV profile chart (Pro)
- Amortization for any payment range with balance, principal and interest, plus the full schedule and a yearly chart (Pro)
- Bond price, yield, accrued interest and modified duration with actual/actual or 30/360 day count, depreciation (straight line, sum of years' digits, declining balance), breakeven and percent change (Pro)
- A tape of every calculation, formula cards for each worksheet and saved problems; everything is computed on the iPhone with no account and no server
Questions
Is there a financial calculator app for CFA and FRM exam practice on iPhone?
Yieldra uses the key layout of the exam-approved financial calculators (N, I/Y, PV, PMT, FV, CPT, 2ND) so you can practice the same keystrokes, and it keeps all five TVM registers on screen. It is a study and planning tool; exam halls only allow the physical calculators.
How do I calculate a mortgage payment with a financial calculator?
Set P/Y to 12, then enter N = 360, I/Y = 6.5, PV = 400000, FV = 0 and press CPT PMT. Yieldra returns −2,528.27: the monthly payment, negative because it is money you pay.
How do I find NPV and IRR on iPhone?
Open the cash flow worksheet in Yieldra, enter CF0 and the following flows with their frequencies, set the discount rate I, and read NPV, IRR, NFV and payback; the NPV profile shows where NPV crosses zero at the IRR.
Can Yieldra price a bond and compute accrued interest?
Yes. Enter the settlement and redemption dates, coupon rate, redemption value, day count and coupon frequency; Yieldra solves price from yield or yield from price and shows accrued interest and modified duration.
Is Yieldra free?
The TVM keys, standard math, interest conversion, the tape and formula cards are free with no limit. Pro, a weekly, monthly or yearly subscription or a one-time lifetime purchase, unlocks results on the cash flow, amortization schedule, bond, depreciation, breakeven and percent change worksheets and saved problems; the yearly plan starts with a 3-day free trial.
Yieldra library on the web
528 reference pages and guides in 26 languages, free to read without the app. The largest section, Explore the library, has 18 English entries.
- BEGIN versus END: put the first payment on the timeline
- Explore the library · 18 entries
- Why one cash-flow series can have more than one IRR
- P/Y and C/Y: payments and compounding are different inputs
- Time-value-of-money calculator: make the cash-flow signs visible
Start with
All Yieldra pages in English · Türkçe sayfalar · Sources and editorial method
How it works
Worksheets cover cash flows (NPV, IRR, MIRR, NFV and payback), the amortization schedule with extra payments, bonds (price, yield, accrued interest and modified duration, with actual or 30/360 day count), depreciation (SL, SYD, DB and DBX), profit margin, dates, interest conversion, breakeven and percent change. A tape keeps every calculation, STO/RCL keeps ten memories, and formula cards explain each worksheet. TVM with the result card, standard math, memories, interest conversion, profit margin, dates, the tape and formula cards are free; Yieldra Pro unlocks the other worksheet results, extra payments, PDF and CSV export and saved problems, and the first 3 worksheet results are free. Only the yearly plan has a free trial (7 days). Results are for education and planning, not financial advice.
Support
A result that looks wrong, a purchase that did not unlock or anything else? Write to hello@vomcore.com— we answer in English and Turkish.